Welcome To
Mercier Financial Services
A sound financial plan starts with cash planning. It is the foundation of your financial life, both your spending and debt management.
You can absolutely live the lifestyle you want AND have a plan for the future that will change over time as your priorities change.
Financial Services For Families And Businesses
Angela Mercier, BA, CDFA, Q.Med.
Life And Health Insurance
Life And Health InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Basic Life Insurance
Basic Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Life Insurance Canada
Life Insurance CanadaFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Senior Life Insurance
Senior Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Best Life Insurance Policy
Best Life Insurance PolicyFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Affordable Life Insurance
Affordable Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Term Life Insurance Quotes
Term Life Insurance QuotesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Term Or Whole Life Insurance
Term Or Whole Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Life Insrance Estimate
Life Insrance EstimateFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Get Life Insurance
Get Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Life Insurance Agent
Life Insurance AgentFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Life Insurance Broker
Life Insurance BrokerFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Direct Life Insurance
Direct Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Types Of Life Insurance
Types Of Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Life Insurance Prices
Life Insurance PricesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Guaranteed Life Insurance
Guaranteed Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Insurance Plans
Insurance PlansFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Financial Services Consulting
Financial Services ConsultingFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Financial Services Careers
Financial Services CareersFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Private Financial Services
Private Financial ServicesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Registered Financial Planner
Registered Financial PlannerFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Comprehensive Financial Planning
Comprehensive Financial PlanningFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Financial Planning Advisor
Financial Planning AdvisorFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Business Financial Plan
Business Financial PlanFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Finance Consumer Services
Finance Consumer ServicesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Financial Consultant
Financial ConsultantFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Wealth Management
Wealth ManagementFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Business Financial Services
Business Financial ServicesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Financial Planning Consultant
Financial Planning ConsultantFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Financial Advisor
Financial AdvisorFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Insurance
InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious university...Certified Financial Planner
Certified Financial PlannerFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Strategic Financial
Strategic FinancialFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Financial Solutions
Financial SolutionsFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Financial Planning
Financial PlanningFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Find A Financial Planner
Find A Financial PlannerFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Find A Financial Advisor
Find A Financial AdvisorFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Life Insurance
Life InsuranceFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a prestigious...Certified Financial Advisor
Certified Financial AdvisorFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Professional Financial Services
Professional Financial ServicesFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Independent Financial Advisor
Independent Financial AdvisorFinancial Planning Today For a Better Tomorrow Mercier Financial Services can lead the way to financial freedom and help you to accomplish your goals for today, tomorrow or twenty years from now. Together we can put together a sound financial plan. Whether your goal is to retire in 20 years, send a child to a...Created with advice from Donald Thomas, Jack Allen, Frank Robinson, Edward Scott, James Lewis, Charles Harris, Kevin Green, Dennis Evans, Dennis Moore, Michael Williams, David Johnson, Paul Brown, Robert Campbell, Jack Smith, Stephen Garcia, James Wilson, John Martinez, Justin Parker, Jacob Parker, Joseph Clark, Charles Campbell, Daniel Wilson, Jack Collins, Nicholas Rodriguez, Kevin Nelson, Samuel Phillips, Larry Mitchell, Joshua Wright, Donald Lopez, Evan Rodriguez, Frank Rodriguez, Scott Evans, Jerry Moore, Donald Baker, Jeffrey Jackson, Jason Lopez, Christopher Roberts, Stephen Adams, Steven Wright, Benjamin Harris, Jason Davis, David Phillips, Raymond Hall, David Adams, Timothy Miller, Stephen Robinson, Steven Roberts, Kenneth Anderson, Christopher Walker, Dennis Robinson, Daniel Hernandez, Charles Carter, Richard Moore, Patrick Edwards, Timothy Smith, Samuel White, James Wilson, David Johnson, Ryan Lopez, Brian Davis, Evan Thompson, George Martinez, Frank Smith, Joshua Roberts, Mark Turner, Edward Scott, Donald Johnson, Jason Brown, David Hall, Gary White, Samuel Martinez, Timothy King, Justin Mugford, Jacob Lewis, David Rodriguez, Daniel Young, Samuel Perez, Larry Davis, Christopher Nelson, Jacob Phillips, Larry Scott, Justin Roberts, James Jackson, Charles Miller.
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Cash & Financial Planning
Create a financial plan that allows you to live with purpose.
Financial planning is an ongoing process for making sensible decisions about money to help you achieve your goals in life. Your goals may include:
- starting a business
- saving for travel
- creating a bucket list
- saving for retirement
- selling your business
- moving pensions to Canada
- living in retirement
- transferring wealth
A sound financial plan starts with cash planning. It is the foundation of your financial life, both your spending and debt management.
You can absolutely live the lifestyle you want AND have a plan for the future that will change over time as your priorities change.
If you are between the ages of 18-60 and are looking for affordable No Medical & Simplified Issue Life Insurance, simply apply online.
Life Insurance
Choose the right insurance coverage for you and your family.
Let’s be honest, most Canadians dislike paying for any kind of insurance. Whether it be auto or home, we still hate it until there is a claim… then we are thankful we have it.
Personal insurance is complicated. There are so many types of coverage. The options and differences between the various plans – referred to as policies – add to the discomfort Canadians feel when trying to find the right solution.
“Facing a decision we’d been avoiding wasn’t fun, but Angela made it fast and painless… and delivered before our deadline, as promised.”
Kelly and Linda Daley
“Angela showed me exactly where my money was going and I was shocked. Without her, I would be lost – and probably in more debt!”
Tanya Dalton, BAA CHYS
Not your everyday run-of-the-mill financial planner…
Angela Mercier is also a Qualified Mediator (Q.Med) and Certified Divorce Financial Analyst. She has extensive experience with cash management, retirement, annuities, wealth transfer, investments, legacy, insurance, overseas pension transfers, estate planning, and group benefits. As your Financial Advisor, Angela handles PIPEDA and CASL regulations. Privacy-Statement-Angela-M.Mercier
Angela knows each person is different and that there’s no cookie-cutter solution. She will focus on your priorities and guide you to the end result you want.
Top 5 Differences Between Tax-free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP)
The intent of an RRSP is for your retirement. TFSAs were designed for any type of financial goal such as travel, buying house, emergency savings, and so on. You need to earn income to contribute to an RRSP but not with a TFSA. When you contribute to an RRSP, those contributions are tax deductible against… Read More…
Canadian Business Owners and Retirement: Consider an Individual Pension Plan
In February 2018 the Federal government introduced new rules surrounding the Small Business Deductions (SBD) and how it treats passive income over $50,000. This change caused great concern for many small business owners across Canada, especially those who have always planned to use that income for retirement. One possible solution is what’s called an Individual… Read More…
Your Year End Investment Statement Shows A Negative Return…
Most Canadians will have received their December 31st investment statement in the mail and noticed that their investments have not had a great run in 2018. If that’s you, what do you do next? First, do not panic. Instead, ask yourself these 3 questions: When was the last time you met with your advisor and… Read More…