Welcome To

Mercier Financial Services

A sound financial plan starts with cash planning. It is the foundation of your financial life, both your spending and debt management.

You can absolutely live the lifestyle you want AND have a plan for the future that will change over time as your priorities change.

Financial Services For Families And Businesses

Angela Mercier, BA, CDFA, Q.Med.

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Cash & Financial Planning

Create a financial plan that allows you to live with purpose.

Financial planning is an ongoing process for making sensible decisions about money to help you achieve your goals in life. Your goals may include:

  • starting a business
  • saving for travel
  • creating a bucket list
  • saving for retirement
  • selling your business
  • moving pensions to Canada
  • living in retirement
  • transferring wealth

A sound financial plan starts with cash planning. It is the foundation of your financial life, both your spending and debt management.

You can absolutely live the lifestyle you want AND have a plan for the future that will change over time as your priorities change.

Tips on making ends meet in a world where ‘everything is costing more’

As the cost of living continues to rise, a Halifax-area financial advisor is offering up tips to help families cut back on extra costs.

Angela Mercier, the owner of Mercier Mediation & Financial Services, said she’s seeing an increase in people seeking her services.

“I have clients that are coming to me that work with the banks, work with other financial advisors, and they’re just asking for a second opinion and what they’re looking for is, ‘How do we make our dollar go farther?’” she said.

Life Insurance

Choose the right insurance coverage for you and your family.

Let’s be honest, most Canadians dislike paying for any kind of insurance. Whether it be auto or home, we still hate it until there is a claim… then we are thankful we have it.

 

Personal insurance is complicated. There are so many types of coverage. The options and differences between the various plans – referred to as policies – add to the discomfort Canadians feel when trying to find the right solution.

If you are between the ages of 18-60 and are looking for affordable No Medical & Simplified Issue Life Insurance, simply apply online.

“Facing a decision we’d been avoiding wasn’t fun, but Angela made it fast and painless… and delivered before our deadline, as promised.”

Kelly and Linda Daley

“Angela showed me exactly where my money was going and I was shocked. Without her, I would be lost – and probably in more debt!”

Tanya Dalton, BAA CHYS

Not your everyday run-of-the-mill financial planner…

Angela Mercier is also a Qualified Mediator (Q.Med) and Certified Divorce Financial Analyst. She has extensive experience with cash management, retirement, annuities, wealth transfer, investments, legacy, insurance, overseas pension transfers, estate planning, and group benefits. As your Financial Advisor, Angela handles PIPEDA and CASL regulations. Privacy-Statement-Angela-M.Mercier

Angela knows each person is different and that there’s no cookie-cutter solution. She will focus on your priorities and guide you to the end result you want.

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Top 5 Differences Between Tax-free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP)

The intent of an RRSP is for your retirement. TFSAs were designed for any type of financial goal such as travel, buying house, emergency savings, and so on. You need to earn income to contribute to an RRSP but not with a TFSA. When you contribute to an RRSP, those contributions are tax deductible against… Read More…

Canadian Business Owners and Retirement: Consider an Individual Pension Plan

In February 2018 the Federal government introduced new rules surrounding the Small Business Deductions (SBD) and how it treats passive income over $50,000. This change caused great concern for many small business owners across Canada, especially those who have always planned to use that income for retirement. One possible solution is what’s called an Individual… Read More…

Your Year End Investment Statement Shows A Negative Return…

Most Canadians will have received their December 31st investment statement in the mail and noticed that their investments have not had a great run in 2018. If that’s you, what do you do next? First, do not panic. Instead, ask yourself these 3 questions: When was the last time you met with your advisor and… Read More…

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Exactly Why to Choose MercierFinancialServices.ca? At MercierFinancialServices.ca we really look at being a financial planning service exceedingly sincerely. We all fully grasp that undeniably when clients are hunting to obtain a fabulous life insurance agent in Dartmouth people desire the top. That's why we will attempt to be really the finest financial planning service we can be within Nova Scotia. It's our commitment to absolutely staying the finest that has earned us very good esteem with our valued clients. Being a fabulous life insurance agent in Dartmouth we furthermore continuously endeavor to invest time to respond to all of our buyers concerns with diligence and devoid of waiting. We all invariably devote the time. All of us really feel it is extremely important to be certain consumers really feel appreciated and looked after. There are not numerous financial planning service who own the skill set together with track record to market themselves as a front runner inside their business. Incorporate that together with our great amount of consumer services and truly we feel we are the perfect fabulous life insurance agent in Dartmouth in Nova Scotia. Want to begin? Everything starts off with a telephone call. Phone 902-830-7511. We are pleased to go over your present financial planning service inquiries in more detail over the phone or by using email if that is best in your case. From there we will recommend the answer which perfectly works with your current conditions. See just why people now describe us as the perfect fabulous life insurance agent in Dartmouth! Even Now Require Persuading? Other Outstanding Reasons MercierFinancialServices.ca is actually A Fabulous Life Insurance Agent In Dartmouth Devotion to Elite Quality - A Fabulous Life Insurance Agent In Dartmouth and A Fabulous Life Insurance Agent In Dartmouth Our dedication to top quality is actually remarkably substantial. Should you be attempting to become a fabulous life insurance agent in Dartmouth or a fabulous life insurance agent in Dartmouth, there is certainly truly no other alternative but to give it your personal best in order to exceed expectations. If perhaps any particular purchaser needs extra work, we all grant that purchaser more time. Almost anything to be sure they are ecstatic with us all as a financial planning service. Just remember, we do work in almost all of Nova Scotia, and so make sure you contact us. Devotion - A Fabulous Life Insurance Agent In Dartmouth and A Fabulous Life Insurance Agent In Dartmouth Our cherished clients have occasionally labeled our team as a fabulous life insurance agent in Dartmouth, a fabulous life insurance agent in Dartmouth, a fabulous life insurance agent in Dartmouth and also the top Nova Scotia area financial planning service you will find! This doesn't occur without amazingly diligent labor and commitment to the clients and then the top quality bestowed within your completed product. If perhaps you will be shopping for a fabulous life insurance agent in Dartmouth, all of us absolutely feel that we're really the better solution. Contact MercierFinancialServices.ca to explain your needs immediately! 902-830-7511. Understanding - A Fabulous Life Insurance Agent In Dartmouth and A Fabulous Life Insurance Agent In Dartmouth For any given sector, skill can be a principal ingredient in relation to results. If you might be looking for a fabulous life insurance agent in Dartmouth, well this fact is usually more real. With being a financial planning service, we can certainly explain to you categorically that the ultimate quality is definitely dictated by the know-how of the provider you've been hiring. The extremely massive magnitude of working experience which MercierFinancialServices.ca offers as a fabulous life insurance agent in Dartmouth, is certainly just why an individual must believe in us all with your valued critical requirements. If perhaps you might be searching for a fabulous life insurance agent in Dartmouth, check out MercierFinancialServices.ca. Definitely consult with all of us immediately. Call Us Now to Get Your FREE Assessment! We cannot be underbid. Don't overpay because you couldn't talk to all of us. Thinking you were given an incredible value presently? You should be completely sure? Consult with any of us. You well may simply just see that we are more suitable option. Many customers have already. Selecting the right financial planning service to work with is a difficult challenge. Choose an informed assessment. You can consult with us all with simply no expectation to recognize for yourself if we are actually the most effective financial planning service for your requirements. Call Us! 902-830-7511